Pawn Loans

Looking for funds without the hassle? NYC Luxury Pawn Shop’s pawn loans can put cash in your hands quickly! With no requirement of credit or employment verification to back you up, simply pledge some form of qualified collateral – from jewelry to collectables – that will be appraised by an experienced on-site Pawnbroker. You’ll pay zero or a low interest rate amount just for what you borrow over its term (loan terms and conditions) plus get the added benefit of being able to pay off at any time with immediate return of your collateral upon repayment.

Get the Cash You Need with NYC Luxury Pawn Shop Loans

Easy Loan Process

Getting the funds you need has never been easier! Our loan process is simple and fast. Just pledge a qualified form of collateral such as a watch, jewelry or scrap gold – and let one of our experienced on-site Pawnbrokers appraise it. We’ll then loan you the amount you need without the hassle of credit or employment verification.

Zero Interest Rate or Low Interest Rate

At NYC Luxury Pawn Shop, we want to make sure you get the best deal possible. That’s why we offer low interest rates on our pawn loans. This way, you only have to pay a small amount of interest on the amount you borrow over its term.

Qualified Collateral

At NYC Luxury Pawn Shop, we provide pawn shop loans that are a hassle-free and secure way to get cash quickly. With our pawn loans, you can pledge some form of qualified collateral – from jewelry to collectables – that will be appraised by an experienced on-site Pawnbroker. You’ll only pay a low interest rate amount just for what you borrow over its term.

Immediate Return Upon Repayment

With our pawn shop loans, you can also benefit from being able to pay off at any time with immediate return of your collateral upon repayment. And you can rest assured that your pledged collateral is secured in a vault during the loan term.

Why Get a Pawn Loan?

Benefits of getting a pawn loan or collateral loan from your local Pawn Shop:

Quick Cash – With a pawnshop loan, you can get cash in your hands fast without having to wait for approval from other lenders.
No credit or employment verification required – qualified collateral such as jewelry and collectables can be used to secure a collateral loan quickly.
Low interest rates – borrowers only pay for the amount borrowed over loan term.
24/7 availability – Get access to funds at any time, day or night.
Flexible repayment terms – customers have the freedom to pay off the loan at any time without penalty or extra charges.
Confidentiality and discretion is top priority – customers can have peace of mind knowing their personal information is kept safe and secure. Not reported to credit bureau.
“Amazing experience. The customer service at this company is unmatched. I came in for a loan and was done in less then 5 minutes. Very personable too.”
Get quick cash now with no hassle – pledge your collateral at NYC Luxury Pawn Shop and let us do the rest! Need Help? Call Us Now!
Need help with understanding What is Pawn Loan and How it Can Help You?
Collateral Loans by NYC Luxury Pawn Loans
Starting at 0% Interest the first month
Ask our Pawnbroker if your loan qualifies.

NO CREDIT CHECK

NO INCOME VERIFICATION

NO JOB NECESSARY

3 Easy Steps To Getting A Collateral Loan

Bring In Your Valuables

Hassle Free Service! Bring us your valuable collateral to be pledged in order to secure the loan. You can even get a pre-approval online.

WE ACCEPT:

Jewelry, Luxury Bags and Fashion, Art & Collectables, Memorabilia and more

We Appraise Your Items

Your pledged collateral will be appraised immediately by our certified and licensed Pawnbroker and will be used to secure the loan. Your loan approval will be based on the appraisal value of your collateral which will secure the loan.

WE PAY MORE!

You Get Cash On The Spot!

Cash payments are provided to borrower immediately upon appraisal and borrowers acceptance of loan terms and amount. You should expect the process to be completed within approximately 15 minutes or less.

Collateral Loans are the fastest and most convenient method to access cash.

What's My Stuff Worth?

Self online calculator will help provide an estimated loan amount in which you can cash at our store.

Online Loan Calculator

Want To Sell Your Valuables?

We pay top dollar for jewelry and luxury valuables. Click below and see how much cash you can get today.

Sell For Cash

Collateral Loan Terms

Collateral Loans are provided at 0% for the first 30 Days if the loan repayment is 4 months (borrower must keep the loan open for 4 consecutive months in order to get the first month at 0%). Collateral Loans for up to 4 months are charged a rate of 4% per month. Collateral will be charged a fee not to exceed 1% of total value for the purpose of securing and storing items in a vault. Loans can be paid-off at any time during the loan term at no extra charge. We will only charge for time in which the loan had a balance outstanding. All items will be returned to the borrower in the exact condition received after the loan balance has been paid in full. We hold the right to sell the collateral if the borrower fails to repay the loan as agreed. The minimum repayment term is 0 days and the maximum is 120 days. The maximum loan term is 120 day. It is not required to pay the entire loan in-full within 60 days.

If you borrowed $100 for 30 days you will owe $103.00 on the 31st day.

Example 2 :

If you borrowed $100 and made a payment $50 during the month, than on the 31st day your balance will be $51.50

Example 3 :

If you borrowed $100 for 90 days and made no payments during such time than, you will owe $109.00

Example 4 :

If you borrowed $100 for 120 days and made no payments during such time than, your balance will be $109.00 (that is due to promotion of 1st month no interest if you keep the loan for 120 days)
NOTE: Interest is computed based on the principal balance of the loan at the end of each period (30 days). We do not charge interest on the interest amount added to the loan. See example 3 and 4 above.

Fast Pawn Loans